PAYMENTS

The payments industry is undergoing a major transformation; join influential executives as they discuss the impact of security, competition, digital wallets and mobile.

ATM


SELECT DISCUSSION TOPICS

  • Outlook for sector trends including near and long term views + company specific discussions
  • Competitive landscape – Who will likely be the winners / losers across the ecosystem and why?
  • Branch Transformation — are you optimistic this will be a significant growth driver for the industry?
  • EMV industry upgrades / replacements — when do you think we will see peak activity? How much is this pulling forward future business and are you concerned with a steep fall off of activity? Who are the key beneficiaries of this activity?
  • Trends at Tier 1 FI’s, regional banks and credit unions
  • M&A, sector consolidation and Industry risks / opportunities

DIGITAL WALLETS


SELECT DISCUSSION TOPICS

  • Outlook for sector trends including near and long term views + company specific discussions
  • PayPal vs Apple Pay vs Android Pay vs Samsung Pay
  • Online Web vs In App vs Offline
  • Cost & security / fraud considerations
  • M&A, sector consolidation and Industry risks / opportunities

MERCHANT ACQUIRERS/PROCESSORS/TRANSFERS


SELECT DISCUSSION TOPICS

  • Outlook for sector trends including near and long term views + company specific discussions on Vantiv, Global Payments, Heartland, First Data, Square, Amazon Payments and others
  • Data breaches, security and tokenization
  • Pricing trends
  • Integrated payments – who is best positioned to gain market share?
  • Vertical integration of mPOS solutions and incremental value add services
  • M&A, sector consolidation and Industry risks / opportunities

MERCHANT PAYMENTS


SELECT DISCUSSION TOPICS

  • Outlook for sector trends including near and long term views + company specific discussions
  • Omnichannel initiatives
  • POS / mPOS trends (EMV, manufacturer market share shifts)
  • Adoption of mobile payments
  • Co-branded, loyalty and offers / coupons
  • M&A, sector consolidation and Industry risks / opportunities

“BWG Strategy is a power platform that helps me easily connect to a group of really smart peers. The ability to tap into their unique experiences and insider perspectives on the companies and critical issues facing my industry is an invaluable tool that helps me navigate my own business in today’s fast-changing world. BWG’s content goes deeper and is more insightful than what is available at 95% of the industry conferences.”

Peter Ohser, EVP Business Development, MoneyGram International

PAYMENTS
BOARD OF ADVISORS
Russell Hamilton
Innovation Group
Wells Fargo & Co
Russell Hamilton
Innovation Group
Wells Fargo & Co

BIO

Russell has over a dozen years of experience in financial services, launching new card products and forging new partnerships for Visa and American Express before moving to the new enterprise-wide Innovation Group at Wells Fargo. He ran Visa’s small business credit cards division and helped lead Visa’s first launch of a card tied to a mobile money account, with Orange in Botswana. Previously Russell was a management consultant at Booz Allen & Hamilton. He has an MBA from Stanford University and an MS in Engineering from UC Berkeley.

TESTIMONIAL

"I always learn something from the knowledgeable and articulate participants in BWG’s conference calls. The topics are very relevant to current industry trends.
"

Jingming Li
Entrepreneur, Former Alibaba Group VP and CTO of Alipay
Former Alibaba Group VP / Alipay
Jingming Li
Entrepreneur, Former Alibaba Group VP and CTO of Alipay
Former Alibaba Group VP / Alipay

BIO

I have been managing operational and product transformations for top ecommerce, Internet and technology companies for over 15 years. My extensive experience in business strategy and technology product development, has been leveraged to create new businesses, turn around and rebrand companies and propel them to #1 in their respective industries.

TESTIMONIAL

"The reach of network"

Marcelo Licht
EVP Americas
TransferTo
Marcelo Licht
EVP Americas
TransferTo

BIO

Marcelo joined the TransferTo team as Executive Vice President and oversees the sales group and strategic account planning in the Americas region. Marcelo brings over a decade of experience in the telecom industry to TransferTo, which includes a 12-year tenure with IDT. Marcelo holds a bachelor’s degree in Accounting from the Universidad de la Republica in Uruguay and a Master’s in Business Administration degree from ESMA in Spain. Marcelo resides in Hollywood, Florida with his wife and two children.

Alasdair Rambaud
Senior Vice President of Merchant Services
CardinalCommerce Corporation
Alasdair Rambaud
Senior Vice President of Merchant Services
CardinalCommerce Corporation

BIO

Alasdair has spent almost 20 years in the Payments industry in various roles ranging from General Management and Sales Leadership to Finance & Technologies. In these various roles, he has proven himself for his commitments to the customers and his ability to be a visionary. He has received numerous Leadership Awards throughout his career.

Alasdair is currently Senior Vice President for Merchant Services at CardinalCommerce, where he manages the global merchant business. In this role, Alasdair has been instrumental in Cardinal’s expansion of their sales organization. Since his appointment, CardinalCommerce has been able to make significant progress in expanding Consumer Authentication in both the US and Internationally through increased market presence driven by a robust sales and marketing strategy.

Alasdair joined CardinalCommerce from Accertify, where he led the North American Sales Team. Prior to Accertify, Alasdair worked for American Express for 15 years in Sales, Finance and Strategy.
Mr. Rambaud holds a degree in Business Economics from the “Universite de Reims Champagne-Ardennes” in Reims France.

TESTIMONIAL

"BWG is a great way for Senior leaders in the industry to discuss trends and learn about the various areas of their industry that they may not know. BWG is also a great network to expand business relationships beyond the normal day to day and be able to discuss issues in a protected environment.
"

David Alvarez
Founder, CEO
Nexxo Financial
David Alvarez
Founder, CEO
Nexxo Financial
Jeff Archer
Vice President of Information Technology
Tijuana Flats
Jeff Archer
Vice President of Information Technology
Tijuana Flats

BIO

Jeff’s career has given me the opportunity to be responsible for millions of dollars of revenue flowing into Walt Disney World through their 4,000 Point of Sale Terminals (PoS). This experience also includes mastering the knowledge needed to implement the latest payment systems, including EMV. He has brought this experience to my current position as VP of IT at Tijuana Flats, an organization with over 120 restaurants throughout the Southeast. Jeff has a varied technical background from hardware / software development, messaging/middleware, photo imaging/digitizing/uploading to point of sales systems.

TESTIMONIAL

"BWG is great for sharing industry knowledge on a wide array of industries. With the combined knowledge of the Advisory Board and guests they are able to share real world experiences which allows you to apply the knowledge to your organization."

Scott Blum
Head of Marketing, Business Development, and Integrated Payments
Total Merchant Services
Scott Blum
Head of Marketing, Business Development, and Integrated Payments
Total Merchant Services

TESTIMONIAL

"BWG provides access to industry experts that provide current, unbiased views on issues facing leading companies. In addition, BWG connects senior executives to develop business relationships. "

Denis Bouchard
Divisional Vice President, Payment Acceptance
Sears Holdings Corporation
Denis Bouchard
Divisional Vice President, Payment Acceptance
Sears Holdings Corporation

BIO

Denis Bouchard is the Divisional Vice President of Payments Acceptance at Sears Holdings Corporation. In this role, he is responsible for the strategic management of SHC’s payment acceptance of debit, credit and electronic checks, the relationship management of the payment networks and processors, PCI compliance and the innovation of SHC’s payment acceptance capabilities.

Greg Cohen
President
iPayment Inc.
Greg Cohen
President
iPayment Inc.

BIO

Mr. Cohen is currently the President of iPayment joining the organization in 2014. He leads the organizations business channels, growth and technology initiatives as well as day to day operations. He has spent the majority of his career leading successful payments and technology organizations. Prior to joining iPayment,

Mr. Cohen served as Chief Strategy & Revenue Officer for Cayan; in the more recent past, he has served as General Manager and Senior Vice President for VeriFone’s Commerce Solutions group and President for the U.S. and Emerging Solutions at Moneris. Previously, he held senior positions with Global Payments, TSYS and BankServ. Early in his career, Greg founded and developed techTouch Cash, a national independent sales organization.

Mr. Cohen is the President Elect of the Electronic Transaction Association, a member of the Discover Acquirer’s Council and is a former member of MasterCard’s Acquirer Forum, NACHA’s Electronic Check Council and Young Presidents’ Organization. He earned a Masters of Business Administration in Strategic Marketing from The George Washington University and a Bachelor of Arts in Math and Economics from Emory University.

Daryl Cornell
President & CEO
Triton Systems of Delaware, LLC
Daryl Cornell
President & CEO
Triton Systems of Delaware, LLC
Jose Delgado
SVP/Chief Retail Officer
Golden 1 Credit Union
Jose Delgado
SVP/Chief Retail Officer
Golden 1 Credit Union

BIO

Jose Delgado is a senior vice president and Chief Retail Officer at Golden 1 Credit Union. Prior, he was senior VP and manager of Distribution Strategy at Bank of Oklahoma Financial. Delgado joined BOK Financial in August of 2011 as COO of TransFund.

Delgado has been in the financial services industry for over 25 years having previously worked for Bank of America, JP Morgan Chase, and FiServ where he worked in ATM Operations, strategic planning and international consulting on CRM deployments.

Under Delgado’s leadership, BOK Financial is developing a multi-year plan to expand and synchronize distribution within the BOK Financial 8-state footprint.

Delgado earned a BSBA from Saint Louis University in May of 1990 and is a registered Six Sigma Greenbelt.

TESTIMONIAL

"The financial services space is evolving rapidly as we all know. To keep pace and move thoughtfully, insight and input from a group like BWG that is made up of industry veterans and experts makes fact finding that much easier as real and meaningful insights and market intelligence is a phone call or email away."

Christine Duque
Marketing Strategist
Accenture
Christine Duque
Marketing Strategist
Accenture

BIO

Christine Duque is a Global Integrated Marketing Strategist with Accenture’s Financial Services Distribution and Marketing Services practice (ADMS). She is focused on defining and delivering transformational marketing strategies and solutions utilizing Accenture’s full capabilities to enhance customer relationships and distribution networks.

Christine has over 15 years experience in the art and science of marketing strategy: balancing between creative expression and strategic branding while utilizing the science of digital technology and big data to deliver relevant customer experiences at scale and speed, reduce fixed costs and grow market share.

She has a proven track record of delivering award-winning campaigns by maintaining a brand’s synergy with cultural trends to best understand and reach targeted audiences, strategically align product development and marketing plans to generate high level customer engagement, increased market share, and brand loyalty.

She has worked with a diverse client base from Fortune 500 companies to non-profit organizations across industries in both client and agency settings, as well as B2B and B2C audience targets. She has extensive international experience in NA, APAC, EMEA and LATAM markets.
She is a champion team builder with a unique ability to build consensus among all people involved in a project.

Christine graduated from Oberlin College & Conservatory of Music.

TESTIMONIAL

"BWG Strategy connects me to an amazing network of industry experts. BWG events allow me to keep a pulse on current industry innovations and trends"

Jeff Foster
CEO, Founder, Co-Founder
Cardplatforms; and Payventures
Jeff Foster
CEO, Founder, Co-Founder
Cardplatforms; and Payventures

BIO

Jeff began his career by co-founding Paymentplus, Inc., a payment gateway software company targeting large card-not-present retailers, which later sold to Retail Decisions, one of the largest fraud prevention companies in the world. After the acquisition, Jeff became an executive vice president at Retail Decisions responsible for sales, marketing and public relations for all of North America.

Wanting to get back to his entrepreneurial roots, Jeff left Retail Decisions and founded
Payventures, which specializes in acquiring, credit card processing, alternative payment
processing and foreign exchange solutions for merchants worldwide, and processes over $3.5 billion annually across 39 countries.

As Payventures flourished, Jeff co-founded two other successful companies in the financial services space; Cardplatforms, where Jeff serves as CEO, issues pre-paid reloadable debit cards in the United States, Latin America and the Caribbean and Payteller, which brings cost-effective financial services to the unbanked and underbanked population of the world.

As an innovator and evangelist in financial services, Jeff is a sought-after expert and speaker on topics including payments, fraud and entrepreneurship. He has been quoted in numerous publications including; The Wall Street Journal, Business Week, The Financial Times, The Washington Post and The Washington Business Journal and has appeared on Bloomberg Television and ABC News. Jeff also speaks at countless financial services tradeshows globally, where he advocates and educates on everything from strategy and trends to best practices.

TESTIMONIAL

"The caliber of people involved with BWG is remarkable. It really is a who’s who of the financial services industry. The thought-provoking dialogue we consistently engage in makes me smarter and the quality of relationships I am building are invaluable."

Fred Gore
Executive Advisor & Independent Consultant
Fred Gore
Executive Advisor & Independent Consultant

BIO

Mr. Gore is an accomplished executive in all facets of electronic payments including processing, brand & portfolio management as well as product strategy development.

His background in payments is quite extensive and includes executive positions with a number of leading companies encompassing roles across a broad variety of disciplines. Previously Mr. Gore was an executive at ACI Worldwide where he was accountable for the overall profitability of the EBPP business and at First Data he was the Division Manager directly responsible for the P&L and full product life-cycle for eCommerce globally.

He was also with The Kessler Financial Institutions Group and a partner at Dove Consulting (Hitachi Consulting) creating solutions that addressed the various needs of payment companies as they relate to economics, product /channel strategies and partnership development.

For 15 years Mr. Gore was Group Head & SVP, North America Acceptance, at MasterCard Worldwide where he directed the strategy for MasterCard's involvement with every aspect of acceptance including; establishing and managing the executive level relationships with top volume merchants and category leaders, developing acceptance strategies for each merchant category, working with large issuing organizations to facilitate reward and loyalty campaigns and provided consultative services to all of MasterCard's Global Regions in support of the development of their local acceptance strategies. Additionally he was responsible for the co-branding practice for the company worldwide which included new sales and partnership management.

TESTIMONIAL

"The clients that leverage BWG’s intellectual capital play an integral role in the evolution of electronics payments for merchants and consumers and being part of the BWG team provides an opportunity to play an active role in this transformation"

Fred Gumbel
Principal
Payment Insight, Inc.
Fred Gumbel
Principal
Payment Insight, Inc.

BIO

A thirty year veteran of the Payment System Industry performing successfully in several C-Level Roles over the past couple of decades in Network, Brand, Technology and Processing companies.

Mr. Gumbel is best known for his guidance and leadership in many early stage businesses at Citicorp, First Bank System (Now US Bank), EDS and VISA.
He has held the Top Executive Management Position in a Top 10 Domestic Card Issuer Business, a Top 5 Domestic Bankcard Acquirer Business, 2 of the 3 Largest Acquiring Processor Businesses, Largest Domestic Bank Card Branded Commercial Card Businesses and Largest Mobile POS Manufacturer in the World.

Mr. Gumbel’s knowledge covers all aspects of Business Development and Processing for Private Label Credit Cards, General Purpose (VISA, MasterCard, Diner’s Club) Credit and Debit Cards, Debit and Credit Card Acquiring and Issuing. Mr. Gumbel’s Knowledge has also been shared as he has acted as an advisor to some of the most successful Banks, Credit Card Processors, Airlines, ISO’s and POS Equipment Manufacturers in the World. His knowledge of the Legal and Regulatory Communities include Chapter 11/Chapter 7 Bankruptcy as both a member of the Creditors Committee and advisor of the Petitioner and work as the senior card industry member of a Receiver’s Team in the Card Acquiring Industry.

TESTIMONIAL

"A platform to exchange ideas, knowledge, methods and history for the benefit of the participating"

Don Hartley
Sr. Consultant / Architect for Emerging Payments
JPMorgan Chase & Co.
Don Hartley
Sr. Consultant / Architect for Emerging Payments
JPMorgan Chase & Co.

BIO

Don Hartley is a payment industry veteran with over sixteen years of experience in innovative product development. In that time he has brought thirty-two different payment products to market. Don graduated from the University of Georgia and began his career at Go Software, a payment software company subsequently purchased by VeriFone. Don left Go Software to start his own ISO and a payment software company. After selling both companies, Don held executive level positions at Cynergy Data, Merchant Focus, PayPal, MCX and MoneyGram. Don’s areas of expertise include product management, strategy, application development, program management, P&L, marketing, sales, system architecture, product design, and personnel management. Don’s role at AnywhereCommerce includes the creation of next-generation payment processing solutions for ISO’s, banks and acquirers all over the world. Don is married and the father of five overly energetic children.

TESTIMONIAL

"I have found that BWG is an valuable tool to take the pulse of the payments marketplace. The insights and connections I have gained from participation in the discussions have helped me better understand and anticipate future industry movements."

Christopher Justice
Chief Executive Officer
CenPOS
Christopher Justice
Chief Executive Officer
CenPOS

BIO

Christopher Justice is a dynamic executive leader with over 20 years of experience delivering results for high growth payments companies. Chris’ track record demonstrates his ability to hire and develop sales champions to drive revenue performance, cultivate operational excellence to satisfy customer expectations and control costs. He’s a dedicated customer advocate continually evaluating market, product, process, positioning, and delivery to provide a world-class customer experience.

His broad-based experience and collaborative approach has proven effective in driving results. As CEO of CenPOS, Chris is responsible for leading the company’s strategy and execution in the delivery of its merchant-centric, enterprise payments platform. Prior to CenPOS, Chris was President of Ingenico, the global leader in payment devices with revenues exceeding $1.4 billion, Chris was responsible for driving the development of Ingenico’s strategy with leading financial institutions and multi-national retailers while pioneering new service offerings to transition the company from a hardware manufacturer to a well-rounded payment solutions company. Prior to Ingenico, Chris was President and CEO of Merchant Link, an electronic payments gateway and services organization serving 120,000 merchants and processing over 2 billion payment transactions annually. As Senior Vice President of First Data, Chris led a $650 million portfolio of National Accounts including Wal-mart, Dillards, Family Dollar, McDonalds, BP, Safeway, and others for various banking relationships including CitiBank and SunTrust, delivering electronic payment services to national and medium sized businesses. Before joining First Data, he servedas VP of National Accounts for Concord EFS, one of the country’s top electronic payments processors and a First Data Acquisition.

Chris is an active member of the Metro Atlanta Chamber of Commerce chairing the organization’s payment processing committee, is a founding member of the PCI committee of the Retail Solution Provider’s Association (RSPA), and advisory board member for AnywhereCommerce.com. Chris is a graduate of the University of Tennessee and lives in Atlanta with his wife and daughter.

TESTIMONIAL

"I gain tremendous perspective listening to the view points of other executives that have helped me make better business decisions."

Rina Kacker
Head of Financial Planning and Analysis
Quicken Inc
Rina Kacker
Head of Financial Planning and Analysis
Quicken Inc
Robert Keil
VP Relationship Management - Western Region
US Bank
Robert Keil
VP Relationship Management - Western Region
US Bank

BIO

Robert got his start in banking in Europe working for the Dresdner Bank AG, at the time the second largest bank in Germany. While there he gained valuable hands-on experience in every aspect of the German banking business including consumer and commercial lending, import and export financing, working on the trading floor of the stock exchange, mortgage and payments. Over the last 15 years he spent his time in various senior roles in the ATM and Debit processing industry in the US. In his roles he has focused on helping small and mid-sized financial institutions deploy payment products that allow them to effectively compete with the large super regional banks in their footprint. Additionally, he has been actively involved in providing banks and credit unions of all sizes a variety of turnkey ATM management programs. I always leave with some new insights that help me deliver a better experience to my clients.

TESTIMONIAL

"I love joining the BWG roundtable discussions. They have done a great job in lining up participants that bring great expertise to the calls. I always leave with some new insights that help me deliver a better experience to my clients."

Drew Kese
Managing & Founding Partner
MissionOG
Drew Kese
Managing & Founding Partner
MissionOG
Ben Kessler
Managing Director, Payment Solutions
Banc of California
Ben Kessler
Managing Director, Payment Solutions
Banc of California

BIO

Mr. Ben Kessler is Managing Director, Payment Solutions for the Banc of California. He leads Banc of California’s payments-related activities, including debit, prepaid, merchant processing and credit. Mr. Kessler brings over 20 years of financial service experience to Banc of California.

Mr. Kessler joins Banc of California from Earthport, where he served as Vice President, Global Account Management. Previously, he was Vice President and Global Relationship Manager at MasterCard. Mr. Kessler also held senior roles at CIBC and American Express.

Mr. Kessler is an avid runner and enjoys playing tennis and spending time with his family. He holds a B.A. in Political Science from Brandeis University, and an M.B.A. from New York University.

Jon Klaff
Director, Consumer Marketing
PayPal
Jon Klaff
Director, Consumer Marketing
PayPal
Erin Kolb
VP, Senior ATM Channel Manager
TCF National Bank
Erin Kolb
VP, Senior ATM Channel Manager
TCF National Bank

TESTIMONIAL

"BWG allows the opportunity to exchange real life industry knowledge and practices in a neutral environment, which helps foster deeper discussion of industry opportunities and challenges."

Josh Kuzon
Senior Payments Strategist
Silicon Valley Bank
Josh Kuzon
Senior Payments Strategist
Silicon Valley Bank

BIO

Josh Kuzon is a member of the Payment Strategy team at SVB. In this role he supports strategy, corporate/business development activities, and strategic investments for SVB’s payments business, including working with strategic partners and clients of all sizes innovating in the financial services and technology space. Josh is also deeply involved with running SVB’s Commerce.Innovated. accelerator program with MasterCard, which is focused on working with early stage companies innovating in the commerce and payment space. Prior to joining SVB, Josh worked in the Payments Strategy Group at JPMorgan Chase, where he supported strategy, corporate development activities, and strategic investments for JPMC’s digital payments businesses, and at First Annapolis, a consulting and M&A advisory firm focused on the payments industry. Josh received his bachelor’s degree from Lehigh University.

Mike Liang
Principal Consultant
MM Global Solutions Consulting Inc.
Mike Liang
Principal Consultant
MM Global Solutions Consulting Inc.

TESTIMONIAL

"BWG provides a platform that allows industry professionals to share industry insights and knowledge. It also provides networking opportunities for the industry professionals to get to know other major players in the industry. Furthermore, it provides potential business opportunities for independent consultants, such as MM Global Solutions Consulting."

Daniel Lizio - Katzen
SVP, Product & Revenue
Fareportal
Daniel Lizio - Katzen
SVP, Product & Revenue
Fareportal

TESTIMONIAL

"BWG has been a great forum to gain insights from senior industry insiders who are willing to share there opinions more openly than otherwise might happen in a more public conversation."

Jeff Mankoff
CEO-Founder
vPromos
Jeff Mankoff
CEO-Founder
vPromos

BIO

Jeff is the founder of vPromos, a marketing/payment company. vPromos makes loyalty and promotions a seamless experience, by allowing customers to use their existing credit/debit card already in their wallet, for tracking and redeeming rewards - in real time - at the POS. He is a thought leader in the burgeoning marketing/payment space, with patents specifically covering card linking.

TESTIMONIAL

" BWG puts together experienced and knowledgeable payment sector panels, that are in effect the pulse of the sector, and tell me what these companies issues are today. BWG facilitates introductions to these panel members as well. BWG brings Linkedin to life. "

Sean O'Toole
Entrepreneur in Residence
Bionic Solution
Sean O'Toole
Entrepreneur in Residence
Bionic Solution

BIO

Executive with over 20 years experience in financial services with companies like Amex, Western Union and Progressive. Entrepreneur in emerging payments and advisor to early stage companies.

TESTIMONIAL

"To get candid, knowledge, though-provoking, executive-level insights, nothing beats a BWG forum. With only executive level participants, there is a unique collegiate feel to the calls/meetings where the participants get into the depth of the topic and talk about what they really think. I walk away with a greater understanding of the issues and new relationships."

Peter Ohser
EVP Business Development
MoneyGram International
Peter Ohser
EVP Business Development
MoneyGram International

TESTIMONIAL

"BWG Strategy is a power platform that helps me easily connect to a group of really smart peers. The ability to tap into their unique experiences and insider perspectives on the companies and critical issues facing my industry is an invaluable tool that helps me navigate my own business in today’s fast-changing world. BWG’s content goes deeper and is more insightful than what is available at 95% of the industry conferences."

David Pardo
Director of Product
Total Merchant Services
David Pardo
Director of Product
Total Merchant Services

BIO

David Pardo is currently Director of product, managing the product strategy for Total Merchant Services. He was former VP of Global Wallet Product Management at Mastercard, as well as the leading VP of eCommerce Products and Services for the Asia Pacific, Middle East and Africa region for MasterCard, and Product and User Experience for South East Asia and India for PayPal. On the side, he also gets involved in coaching and helping startups anyway he can and is an LP of a South East Asia based VC.
David holds a Bachelor of Science in Business and Marketing from Neoma (formerly Reims Management School) in France, and a Master of Science in Electronic Commerce from the Middlesex University in London, UK.

TESTIMONIAL

"BWG Strategy is a network of leading industry professionals. Through dinners, events and round-tables, they facilitate smart and intelligent dialogues that are always the most up-to-date source of information from the mouths of the experts themselves."

Hans Reisgies
Founder & CTO
Sequent Software
Hans Reisgies
Founder & CTO
Sequent Software

BIO

Hans Reisgies is a Founder and SVP of Customer Solutions at Sequent. Hans is a widely known evangelist and established thought leader for mobile payments. He is a trusted advisor to banks, merchants, carriers, and other players in the mobile commerce value chain. Hans is a mentor for emerging FinTech companies at Alchemist Accelerator. Previous to Sequent, Hans led mobile business development at ViVOtech from 2005-2010 and has been active in the NFC Forum and Global Platform standards bodies. An electrical engineer by training, Hans was previously the business development and sales manager for IXI Mobile and Texas Instruments. Hans’ specialization in mobile payments has yielded sixteen patents filed and granted. Follow him @NFCGuy

Dean Richards
Founder and President
Argus Solutions, LLC
Dean Richards
Founder and President
Argus Solutions, LLC

BIO

Dean has spent 25 years in the Payments and Financial Services industry in multiple roles ranging from CFO and Country / Business Unit General Management to Global Strategy and Transformation, Global Business Services and Risk Management. He has worked and/or lived in over 25 countries on 5 continents and led teams and served clients in 34 countries. In these various roles, he has benefited from working with exceptional leaders and has achieved success through his emphasis on placing the customer first, innovation of products, services and processes, financial and process excellence and a profound dedication to and appreciation of cultural diversity.

Dean is currently President of Argus Solutions LLC, the consulting firm he founded in 2012. Argus Solutions provides advice, consultation and executes plans for global, large and mid sized companies and global consulting firms across strategic and financial planning, change management, business transformation and rapid expense reduction, shared servicing and global business services, marketing optimization, banking compliance, risk management and new product development.

Prior to Argus Solutions, Dean held multiple senior positions at American Express, including Senior Vice President of Global Business Services, Head of Global Business Transformation and Reengineering, CFO of Global Commercial Payments, CFO of Global Technologies and President of Amex - Brazil. He holds a degree in Business Finance from the University of Illinois, speaks multiple languages, has 3 children and currently resides in New Jersey.

TESTIMONIAL

"BWG is an excellent vehicle for bringing together industry executives and experts to share knowledge and keen insights and to stay ahead of the curve and the competition. I appreciate the perspectives I gain through BWG, as well as the relationships and network that I have been able to foster through my engagement in the network. BWG has a win/win business model which ensures that I am dealing with, sharing with and learning from top industry leaders and experts.
"

Jimmy Rodriguez
COO
3dcart
Jimmy Rodriguez
COO
3dcart

BIO

Jimmy Rodriguez is Chief Operating Officer and Co-Founder of 3dcart, a leading global ecommerce platform for over eighteen years. As an ecommerce expert, digital marketing professional and specialist in online payment solutions, Jimmy has helped pioneer and shape evolving ecommerce trends. Today, Jimmy continues to develop ecommerce strategies oriented toward implementing new technologies, optimizing conversions and improving customer experiences, allowing internet retailers to grow and improve their internet businesses' performance.

TESTIMONIAL

"BWG Strategy is an invaluable networking platform for discussing and developing industry-trends, key issues and best practices. Their insightful network, comprised of innovative industry experts and thought leaders, has presented me with a rare opportunity to develop relationships and explore topics pertinent to the present and future of the payment industry."

Rob Rosenblatt
CEO & Founder
R2 Payment Associates
Rob Rosenblatt
CEO & Founder
R2 Payment Associates

BIO

Rob Rosenblatt is CEO and Founder of R2 Payment Associates. Before, he was Chief Customer Officer for PeerTransfer, the leading cross-border payments company currently serving the higher education space. In this role, Rob guides the company’s efforts in the Marketing, CRM, PR and Loyalty spaces. PeerTransfer enables foreign students from around the world to pay their tuition, room and board using their payment vehicle of choice. The company performs FX conversions at best-in-class rates, offering a convenient, easy-to-use payment portal for students and educational institutions.

Rob is the former CEO of RushCard, one of the largest issuers of general purpose prepaid cards offered to the un/under-banked community. In prior roles, Rob served as Chase Cards’ head of loyalty and innovation, where he launched Chase’s flagship Ultimate Rewards Program; for American Express, he created the company’s line of co-branded rewards credit cards and helped build the Centurion Card; for Citi, he was responsible for all card-related digital initiatives including citicards.com.

TESTIMONIAL

"BWG's Advisory Board and the events at which I have met Advisors are incredibly valuable. These are some of the most influential executives in the payment innovation world, and it's great to meet them on monthly calls as well as via 1:1's that always follow. Our perspectives don't always align -- but it's safe to say that each of us gets as much as he/she gives!"

Ryan Schneider
VP, Product Strategy and Innovation
Integrity Payment Systems
Ryan Schneider
VP, Product Strategy and Innovation
Integrity Payment Systems

BIO

Ryan joined Integrity Payment Systems in 2014 and currently serves as Integrity’s VP of Product Strategy and Innovation. In this role, he leads both strategic partner development and new technology design initiatives that advance Integrity’s portfolio of merchant services. Prior to joining Integrity, Ryan managed aerospace technology development at Northrop Grumman Corporation.

Ryan earned a Master of Business Administration from the Kellogg School of Management and a Bachelor of Science in Computer Engineering from Northwestern University.

TESTIMONIAL

"BWG connects the thought leaders across my industry. The insights I take away from our round table discussions give me the clearest indication of where I need to position my company for the future."

Beth Horowitz Steel
President and Founder; Partner
innoburst, llc; Glenbrook Partners
Beth Horowitz Steel
President and Founder; Partner
innoburst, llc; Glenbrook Partners

BIO

As a former SVP Global Marketing Solutions for Discover Financial Services and SVP Advanced Payments at MasterCard International, Beth is an innovator, a change agent and a “B2B2C” marketer. Over her career, Beth has led the introduction of new technologies around the world, developed new commerce platforms and helped reshape brands and marketing programs across the payments ecosystem.

TESTIMONIAL

"BWG is a unique network of industry experts and thought leaders. I have met smart, creative people and am always impressed with the caliber of the conversations that take place."

Kirsten Trusko
President
IRC Advisory
Kirsten Trusko
President
IRC Advisory

BIO

Kirsten leads management consultancy IRC Advisory, and serves as industry liaison to law enforcement, legislative/regulatory groups in money laundering, fraud, cyber security, and human trafficking. She serves in several board/advisory roles in government (Fed, law enforcement) and industry – including the Fed, NCFTA, BENS, IAOIP, etc. She was recently the President (now Emeritus) of the NBPCA.

TESTIMONIAL

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Francesca Vanderwall
Gift Card Manager
Ulta Beauty
Francesca Vanderwall
Gift Card Manager
Ulta Beauty

TESTIMONIAL

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“BWG insights are invaluable because they bring to the forefront the right topics at the right time, and more importantly the right mix of technologists from different industry sectors to discuss technologies and technology trends and how they enable businesses to be more competitive.”

Vijay Balasubramar, VP/Senior Architect, Technology Infrastructure, Bank of America